The Amazon Barclaycard Visa
The Amazon Barclaycard is a UK credit card that turns your everyday spending into Amazon Rewards, with extra perks for Prime members.
The Amazon Barclaycard is a rewards credit card offered to UK residents who meet specific eligibility criteria and are looking to earn Amazon-related benefits through everyday spending. This card links directly to the Amazon account used during the application and offers both a welcome bonus and reward accumulation features.
New customers who are approved receive a £20 Amazon Gift Card, credited directly to the Amazon account used in the application process. Additionally, the card provides an interest-free period for purchases within the initial six months after the account is opened.
Cardholders earn rewards through purchases at Amazon and other retailers, with varying percentages depending on where and when they spend. These rewards can later be redeemed in the form of Amazon Gift Cards in multiples of £5.
This is an app-first product, meaning all features and services must be managed through the Barclays or Barclaycard mobile app, although some functions are also available via Barclays Online Banking on desktop devices.
Benefits
The card provides several key features for regular Amazon shoppers:
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A £20 Amazon Gift Card for newly approved applicants, added to the account used in the application.
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1% back in rewards on Amazon purchases and 0.5% elsewhere.
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Prime members earn 2% during selected Amazon events like Prime Day.
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Option to redeem rewards in multiples of £5 as Amazon Gift Cards.
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Interest-free purchases for the first six months from account opening.
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Access to exclusive entertainment offers and fraud protection tools.
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Rewards and account activity managed primarily through the mobile app.
Prerequisites
To apply, the applicant must:
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Be at least 18 years old.
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Be a UK resident for the past two years.
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Have sufficient income to meet financial obligations.
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Not have had a personal Barclaycard in the last six months.
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Have no bankruptcy declarations, IVAs or County Court Judgements in the past six years.
Applicants are more likely to be approved if they demonstrate consistent credit use, timely payments, and a personal income over £20,000 per year.
A soft credit check is required before proceeding, which does not affect the applicant’s credit score.
About Barclaycard
Barclaycard is the financial provider behind the Amazon Barclaycard. It oversees account setup, customer support, reward tracking, and gift card issuance on behalf of Amazon. Once the card is approved and activated, it is automatically set as the default payment method in the customer’s Amazon.co.uk wallet.
Barclaycard also manages the mobile application required for card use, through which users can monitor spending, redeem rewards, and report card issues.
Who is this card for?
The Amazon Barclaycard is ideal for individuals who frequently shop on Amazon.co.uk or use other Amazon services such as Audible, Kindle, or Whole Foods. By using this card, they can turn everyday purchases into Amazon Gift Cards, making it especially appealing for those who prefer to reinvest their rewards within the Amazon ecosystem.
It is also well suited to Amazon Prime members who want to maximise their benefits during selected key events, like Prime Day, where they can receive an increased rewards rate. The promotional structure rewards loyalty and provides extra value during specific shopping windows chosen by Amazon.
This card is recommended for users who are comfortable managing their finances digitally. Since this is an app-first product, it requires access to the Barclays or Barclaycard mobile app for activation, usage, and ongoing account management. Although some features are available through Barclays Online Banking, the app remains essential for monitoring transactions, transferring rewards, and accessing support.
Those who do not have a compatible smartphone or prefer traditional paper-based banking may find the digital-only structure restrictive. However, for tech-savvy users and regular Amazon shoppers, the combination of rewards, digital control, and integration with Amazon services makes this card a practical and rewarding choice.
What rewards and programmes does the card offer?
Rewards are earned on eligible purchases and accumulate in the form of Amazon Rewards:
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1% on Amazon.co.uk and associated entities.
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0.5% elsewhere (reduced to 0.25% after 12 months).
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Prime members receive 2% during Amazon shopping events chosen at Amazon’s discretion.
Amazon Rewards are displayed in the Barclays app or online banking and updated daily. Once £5 or more is earned, users can transfer rewards as a gift card to their linked Amazon.co.uk account. Redemptions must be in £5 increments.
Entities where higher reward rates apply include Amazon Retail, Marketplace, Fresh, Music, Whole Foods, Audible, Kindle, Twitch, Prime Video, Luna, Blink, AWS Training UK, Bulk Liquidations, and Trade-In UK.
Initial credit limit
The credit limit is determined by Barclaycard based on the applicant’s financial profile and borrowing history. Representative APR is 28.9% variable based on a sample limit of £1,200. Some applicants may receive a higher rate of 34.9% APR depending on their credit circumstances.
Step by step to apply for the card
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Begin the application from the dedicated Amazon Barclaycard page.
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Complete the eligibility check with no impact on your credit score.
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Provide personal and financial details.
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If approved, activate the card using the mobile app.
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The plastic card and PIN will be sent separately by post.
Card’s pros and cons
Pros:
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No annual fee.
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Earn Amazon rewards on all purchases.
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Prime-exclusive reward boosts during major events.
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Welcome gift card on approval and first use.
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Interest-free period on purchases for six months.
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Mobile-based management and tracking tools.
Cons:
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Apple Pay is not supported.
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Additional cardholders cannot be added at this time.
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Rewards on non-Amazon purchases reduce after 12 months.
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Business-related purchases do not qualify for rewards.
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Some third-party payment methods like PayPal and Curve are excluded from reward eligibility.
How to unlock the card?
To activate the card, users must download the Barclays or Barclaycard app and register using the mobile number provided during application. Identification can be verified via document scan (passport or licence) or card/PIN. Once activated, the card appears in the app and is added to the Amazon account as the default payment method. Google Pay is available for Android users.
Fees and tariffs
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Representative APR: 28.9% variable.
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No monthly or annual fees.
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Promotional rate: 0% interest on all purchases for six months (available to new customers only).
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Standard and cash interest rates may change with the Bank of England base rate.
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No rewards are earned on balance transfers, cash transactions, or refunded purchases.
Customer service
- Phone number: 0800 151 0157
- Website: Barclays
- Contact us
- Help and Suport
About the author
As a trained linguist, I produce content for various niches and target audiences. I'm communicative, inquisitive, and attentive to the fine details of language and communication. I take interest in all things expressive—be it texts, scripts, music, films or podcasts. I believe good ideas gain strength when they are well written and effectively directed.
