The New United ClubSM Card
The New United ClubSM Card is a luxury travel credit card created for travelers who fly United Airlines often and want to enjoy a more elevated experience. With lounge access, bonus miles, priority airport services, and generous travel credits, it’s a card that offers real value for those constantly on the move.
Benefits
United Club℠ Membership: Unlimited access to United Club airport lounges, offering a quiet space with snacks, beverages, and Wi-Fi.
Bonus Miles:
- 4x miles on United purchases
- 2x miles on other travel and dining
- 1x mile on all other purchases
Free Checked Bags: First and second checked bags are free for the primary cardholder and one companion on the same reservation—saving up to $360 on every round trip.
Premier Access® Services: Get priority check-in, security screening, boarding, and baggage handling at select airports.
Global Entry / TSA PreCheck® / NEXUS Credit: Receive up to $100 in statement credit every 4 years for application fees to these programs.
Annual Partner Credits: Over $675 in annual travel credits with select hotel bookings, rideshare services, and more.
25% Back on In-Flight Purchases: Receive 25% back as a statement credit on in-flight food, beverages, and Wi-Fi when you pay with your card.
Prerequisites
To apply for The New United ClubSM Card, you must:
- Be at least 18 years old
- Have a valid U.S. mailing address
- Provide a Social Security Number (SSN)
- Have good to excellent credit (usually 700+ FICO)
- Demonstrate sufficient income to support the credit limit
About United Airlines
United Airlines is one of the largest and most recognized airlines in the world, with a global network that spans more than 300 cities across five continents. As a founding member of Star Alliance, the world’s largest airline alliance, United gives passengers access to over 1,300 destinations in more than 190 countries.
Headquartered in Chicago, Illinois, United operates major hubs in cities like Newark, Houston, Chicago, Denver, San Francisco, Washington D.C., and Los Angeles. The airline has a rich history dating back to 1926 and continues to be a key player in both domestic and international air travel.
United is known not only for its extensive route network but also for its MileagePlus® loyalty program, which offers flexible rewards and elite status tiers for loyal passengers. Members can earn miles through flights, partner purchases, and eligible credit card spending—like with the United Club℠ Infinite Card.
In recent years, United has invested heavily in fleet upgrades, sustainability initiatives, and digital innovation to enhance customer experience. The airline provides options like United Polaris® business class for long-haul international routes and a growing number of domestic flights with upgraded cabin features, entertainment systems, and Wi-Fi connectivity.
United’s partnership with Chase brings premium co-branded credit cards like the United Club℠ Infinite Card, helping loyal travelers enhance their experience with valuable perks, faster mileage accumulation, and benefits that go beyond the gate. Whether you’re flying for business or pleasure, United Airlines offers the scale, service, and rewards to support your journey.
Who is this card for?
The New United ClubSM Card is a travel credit card created for frequent flyers—especially those loyal to United Airlines—who want to upgrade their entire travel experience. It’s ideal for individuals who often fly for business or leisure and want to enjoy premium perks such as lounge access, priority services, and free checked bags without needing to earn elite status the traditional way.
This card suits corporate travelers, consultants, entrepreneurs, and professionals who spend a significant amount of time in airports and want to make their travel routine more efficient and relaxing. The unlimited United Club℠ membership alone makes this card a strong option for anyone who values comfort and productivity between flights.
It’s also a strategic choice for families and couples who fly together. Since the free baggage benefit extends to one travel companion, round-trip savings can easily reach over $300 per trip—making it worthwhile even with the annual fee. In addition, the card helps you earn miles faster, which is perfect for those looking to book award flights more frequently.
Lastly, it’s a solid fit for travelers who want access to exclusive benefits without needing to qualify for MileagePlus Premier status. For individuals who prefer consistent premium treatment on every trip—without relying on travel volume—this card delivers true value, flexibility, and a smoother airport experience.
What rewards and programs does it offer?
Cardholders earn:
- 4x miles on United purchases
- 2x miles on other travel and dining
- 1x mile on all other eligible purchases
Additional perks include:
- Earning Premier Qualifying Points (PQP) toward elite status
- 10% discount on Saver Awards for economy flights within the U.S. and Canada
- Redeeming miles for flights, upgrades, hotel stays, gift cards, and merchandise
- No expiration of miles as long as your account remains open and in good standing
Initial Credit Limit
The credit limit is based on your income, credit score, and overall financial history. Since this is a Visa Infinite card, it usually comes with higher credit limits compared to standard cards. Applicants with excellent credit may receive initial limits well above $10,000.
How to apply: step by step
1- Visit the official application page of the United Club℠ Infinite Card
2- Click on “Apply as a guest”
3- Fill in your personal and financial details (name, address, SSN, income, employment)
4- Review the terms and conditions carefully
5- Submit your application and wait for approval (some decisions are instant)
Pros and Cons
Pros:
- Unlimited access to United Club lounges
- 4x miles on United purchases and 2x on travel and dining
- Free first and second checked bags
- Valuable annual travel credits and security screening credit
- Priority airport services and flight discounts
Cons:
- High annual fee ($525)
- Best suited for those who frequently fly United
- Requires good to excellent credit for approval
- Must book through specific channels to receive some benefits
How to activate your card
Once you receive the card:
- Go to the official card activation website or call the activation number
- Enter your card information and follow the on-screen or audio instructions
- Set up your online account and enable any travel alerts or notifications
- You can also download the mobile app to manage your account easily
Fees and Tariffs
Fee Type | Details |
Annual Fee | $525 |
APR (Variable) | Between 21.49% – 28.49% (based on creditworthiness) |
Balance Transfer Fee | $5 or 5% of the amount, whichever is greater |
Cash Advance Fee | $10 or 5% of the amount, whichever is greater |
Late Payment Fee | Up to $40 |
Foreign Transaction Fee | $0 – No fees for purchases made abroad |
Customer Service
If you need assistance, here are the official Chase support channels:
- Phone Support: 1-800-432-3117
- Website
- Mobile App: Chase Mobile (available on iOS and Android)
- Mailing Address:
Cardmember Services
P.O. Box 15298
Wilmington, DE 19850
The New United ClubSM Card is more than just a premium travel credit card—it’s a comprehensive tool designed to elevate every part of your flying experience with United Airlines. From the moment you arrive at the airport to the time you land at your destination, this card gives you exclusive access, priority treatment, and high-value rewards that make traveling smoother and more enjoyable.
With unlimited United Club℠ lounge access, free checked bags, bonus miles on airfare, and annual travel credits, the card delivers strong financial value for those who travel often. The added flexibility of earning Premier Qualifying Points (PQP) makes it even more appealing for users working toward or maintaining MileagePlus elite status.
However, the card’s full potential is best realized by those who fly frequently with United. If you’re only an occasional traveler or prefer other airlines, many of the benefits may not be as impactful. That said, for loyal United flyers and professionals who want convenience, speed, and luxury during travel, the annual fee is offset by significant benefits.
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