World of Hyatt Credit Card

About the card

The World of Hyatt Credit Card is a cobranded travel rewards card issued by Chase in collaboration with the Hyatt Hotels Corporation, offering travelers a valuable way to earn and redeem points across the Hyatt portfolio. Designed for those who stay at hotels regularly — either for leisure or business — this card provides a range of benefits that help users build loyalty, enjoy elite-level privileges, and stretch their travel budgets further.

One of the most attractive aspects of the card is its generous earn rate. Cardholders earn 4X points on purchases made at Hyatt hotels, 2X points on dining, airline tickets purchased directly from airlines, fitness club and gym memberships, and local transit, including rideshare services. All other purchases earn 1 point per dollar. This makes it not only a strong choice for travel-related spending but also a solid everyday card for categories like food, fitness, and commuting.

Another standout feature is the free night certificate cardmembers receive every year on their card anniversary, valid at any category 1–4 Hyatt property. Additionally, users can earn a second free night after spending $15,000 in a calendar year. These certificates can easily offset the card’s annual fee if used strategically — especially in popular travel destinations where hotel rates are high.

The card also helps members reach elite status faster. Upon approval, cardholders are automatically granted Discoverist status, which includes benefits like late checkout, preferred room upgrades (when available), and bonus points on stays. Even better, users earn 2 elite night credits for every $5,000 spent, helping them reach higher tiers like Explorist or Globalist more quickly.

Finally, World of Hyatt points can be redeemed not just for free hotel nights but also for room upgrades, spa experiences, dining at participating hotels, or even transferred to airline partners. With more than 1,000 properties worldwide across brands like Park Hyatt, Andaz, Thompson, and Hyatt Regency, the card’s rewards have global value.

In short, the World of Hyatt Credit Card blends travel perks, loyalty benefits, and everyday earning power into a flexible tool for both frequent and occasional travelers.

Press the button below and check out the complete step-by-step process to apply for your card.

About the bank

The World of Hyatt Credit Card is issued by Chase, a financial powerhouse that’s part of JPMorgan Chase & Co., one of the largest and most well-known banking institutions in the world. With roots tracing back over 200 years, Chase has built a strong reputation in the United States as a trusted provider of personal, business, and commercial banking services. Today, the bank serves more than 60 million U.S. households, offering everything from checking and savings accounts to credit cards, home loans, investments, and mobile banking tools.

Chase is especially known for its diverse portfolio of credit cards, including travel, cashback, and business cards. Its collaboration with major brands like Hyatt, Southwest, United Airlines, and Amazon highlights its commitment to providing value-driven financial products tailored to different lifestyles.

In terms of customer access, Chase maintains a large physical presence with over 4,700 branches and more than 15,000 ATMs across the country. For digital banking, the Chase Mobile app is one of the most downloaded and highly rated banking apps in the U.S., offering features like card management, account monitoring, and credit score tracking.

By partnering with Hyatt — a globally recognized hotel brand — Chase brings together travel rewards and financial flexibility in one powerful card. Whether you're booking a hotel, tracking your points, or managing your account, you’ll be backed by one of the most respected names in banking.

Why choose the World of Hyatt Credit Card?

If you frequently stay in hotels, enjoy premium travel perks, or want to maximize the value of your everyday spending, the World of Hyatt Credit Card is worth considering. It’s not a basic card — it’s designed for consumers who are serious about travel rewards, especially those who are already familiar with the Hyatt brand or plan to stay at Hyatt properties in the future.

This card is a great fit for loyal Hyatt guests, but it also appeals to people who want a flexible travel card with tangible, recurring benefits — like the annual free night. Since the card grants automatic Discoverist status, it’s ideal for those who want to enjoy elite privileges such as room upgrades, late checkout, and extra rewards points without needing to spend dozens of nights at hotels each year.

Unlike airline cards that limit you to a single carrier, or retail cards that are only useful in-store, this card combines broad travel usability with a globally accepted rewards currency. Hyatt’s footprint includes luxury, boutique, and family-friendly hotels, making the rewards easy to use regardless of your travel style.

The World of Hyatt Credit Card also works well for those who spend regularly in bonus categories like dining, gyms, transit, and flights — helping users rack up points faster without changing their spending habits. For people who want to earn meaningful travel rewards, access valuable benefits, and still have the flexibility of using a major credit network, this card offers a strong, well-rounded package.