Truist Enjoy Travel Card: Earn miles and save on trips

If you’re a frequent traveler or even someone who dreams of the next getaway, the Truist Enjoy Travel Credit Card offers a solid way to earn miles while managing your spending. With 2x miles on travel-related purchases like airfare, hotels, and car rentals, this card is built for people on the move. Add a generous TSA PreCheck® or Global Entry® credit, and you’re looking at more than just a simple rewards card—it’s a travel companion.

Whether you travel for business or leisure, this card helps you earn on what matters most. Plus, it’s backed by Truist, a trusted name in personal banking.

Benefits

This card comes with a host of practical benefits for travelers. Here’s what you get:

• 2x miles per $1 spent on travel (airfare, hotels, and car rentals)
• 1x mile per $1 spent on all other eligible purchases
• Up to $85 statement credit for TSA PreCheck® or Global Entry®
• No foreign transaction fees, perfect for international travel
• Visa® Signature benefits, including travel protection and concierge services
• $0 annual fee for the first year, then $89 thereafter
• Fraud protection and zero liability policy

These benefits are designed to bring value every time you swipe, tap, or book your next trip.

Prerequisites

To apply for the Truist Enjoy Travel Credit Card, applicants should meet these basic requirements:

• Be at least 18 years old (19 in some states)
• Have a valid Social Security Number or ITIN
• Reside in the U.S.
• Have a good to excellent credit score (recommended FICO score of 670+)
• Meet Truist’s income and creditworthiness criteria

About Truist Bank

Truist Financial Corporation was formed by the merger of BB&T and SunTrust, two long-established regional banks in the United States. Today, Truist is among the top 10 largest banks in the U.S. by assets. Headquartered in Charlotte, North Carolina, Truist serves over 12 million households, offering a full suite of personal, business, and wealth management services.

With a focus on innovation and customer experience, Truist has built modern digital banking tools while maintaining strong local presence. Whether you’re looking for a credit card, mortgage, or everyday banking, Truist provides personalized solutions backed by decades of financial expertise.

Who is this card for?

The Truist Enjoy Travel Credit Card is an excellent choice for individuals who love to explore, travel for work, or simply want a practical way to earn travel rewards on everyday purchases. If you’re someone who regularly books flights, stays at hotels, or rents cars—either for business or leisure—this card can help you make the most out of every dollar spent.

It’s especially ideal for beginner to intermediate travelers who want to earn rewards without the complexity of premium travel cards that often come with high fees and complicated redemption systems. With 2x miles on travel-related purchases and 1x miles on everything else, the rewards program is straightforward and easy to follow.

This card is also a great fit for people who value practical travel perks—such as TSA PreCheck® or Global Entry credits—without paying for luxury services like lounge access. It’s an accessible card that gives back in meaningful ways while keeping costs low, especially during the first year when there’s no annual fee.

If you frequently make international purchases, the no foreign transaction fees are a major bonus. Whether you’re booking a vacation, working remotely abroad, or just shopping online from international retailers, you won’t pay extra for using your card.

In short, this card is best for travelers who want real value, simplicity, and flexibility—without all the bells and whistles they may never use.

What rewards and programs does it offer?

This card’s rewards program is refreshingly simple:

• 2x miles per dollar on travel purchases like airline tickets, hotel stays, and rental cars
• 1x mile per dollar on all other eligible purchases

Your miles can be redeemed for:

• Travel (flights, hotels, etc.)
• Merchandise
• Gift cards
• Statement credits

Unlike some premium cards, the Truist Enjoy Travel card does not restrict your points to a specific airline or hotel, making redemption far more flexible.

And that TSA PreCheck® or Global Entry credit? It’s a great perk. You’ll receive up to $85 in statement credit every 5 years, covering the application fee and letting you breeze through security lines.

Initial credit limit

Credit limits for the Truist Enjoy Travel Credit Card vary based on your individual financial profile, including your credit score, income, and existing debt. However, you can generally expect:

• Minimum credit limit: $1,000
• Maximum credit limit: Can exceed $10,000+ for applicants with strong credit and income
• Credit limit increases: May be requested over time based on usage and payment history

Step-by-step to apply for the card

Here’s how to apply for the Truist Enjoy Travel Credit Card:

1. Go to the official page: https://www.truist.com/credit-cards/enjoy-travel
2. Click on “Apply Now”
3. Enter your personal information: full name, address, date of birth, Social Security Number
4. Provide income and employment information
5. Review the terms and conditions of the card
6. Submit your application
7. You may receive a decision instantly or within a few business days
8. Once approved, your card will be shipped to your address in 5–10 business days

Pros and cons

Pros

• 2x miles on travel purchases
• No foreign transaction fees
• TSA PreCheck® or Global Entry credit
• Simple, flexible rewards program
• No annual fee for the first year
• Visa Signature perks

Cons

• $89 annual fee after year one
• No lounge access or travel insurance
• Limited transfer partner options
• No bonus categories beyond travel

How to unlock the card

Once your card arrives:

1. Visit the Truist card activation portal (link provided with your card)
2. Log in or create a Truist account
3. Enter the card number and other requested details
4. Follow the on-screen prompts to complete activation
5. Alternatively, call the number on the back of the card to activate by phone

Fees and tariffs

Here’s a summary of the main fees and rates:

• Annual fee: $0 first year, then $89
• APR: Variable APR between 19.24%–29.24%, based on creditworthiness
• Cash advance fee: Either $10 or 5% of the amount (whichever is greater)
• Balance transfer fee: Either $10 or 3% of the amount (whichever is greater)
• Late payment fee: Up to $40
• Foreign transaction fee: $0

Note: This card does not offer a 0% introductory APR, so it’s best suited for those who pay balances in full monthly.

Customer service

Need help with your Truist credit card? Here are the official channels:

• Customer Service (Credit Cards): 844-4TRUIST (844-487-8478)
• Website: www.truist.com
• Mobile App: Available for iOS and Android
• Online chat: Available via online banking login
• Mailing address:
  Truist Bank
  P.O. Box 681
  Wilson, NC 27894-0681